Econfina Creek Canoe Livery. Rentals for a trip down Econfina Creek—known as Florida's most beautiful canoe trail—are supplied by this outfitter, and they will pick you up from the end of the trail and bring you back to your vehicle (even if you bring your own canoe, albeit for a price). Single kayaks are $40; double kayaks and canoes rent for $50. No checks or credit cards. 5641 Porter Pond Rd., north of Rte. 20, Youngstown, FL, 32466. 850/722–9032. From $40.


Hombre Golf Club. The Hombre opened in 1989 with 18 holes and hosted its first PGA Tour event (The Panama City Beach Classic) in 1990. Hombre now gives golfers three different 18-hole options as well as four sets of tees for different levels of difficulty to best fit their game and handicap. The original 18 holes plays from 5,400 yards (senior tees) to 6,836 yards (championship tees) for the men, while the ladies layout is a 4,901 yards.

Each fall, Hombre hosts the PGA Tour Qualifying School, with the likes of Gary Nicklaus, Mike Weir, Michael Campbell having come in the past. 120 Coyote Pass, Panama City Beach, FL, 32407. 850/234–3673. $25 for "Good" course; $54 for "Bad" and "Ugly" courses. "Good" course: 9 holes. 3170 yards. par 35; "Bad" course: 9 holes. 3393 yards. par 36. "Ugly" course: 9 holes. 3427 yards. par 36.

Bay Point Resort Golf Club. Two golf courses—the Nicklaus Course and the Meadows Course—are nestled on an 1,100 acre wildlife sanctuary and are open to the public. The Nicklaus Course is the only Nicklaus Design golf course in northwest Florida and features generous plateaus and uncharacteristic elevation changes unique to the Florida Panhandle region. A few holes offer panoramic views of the Grand Lagoon and St. Andrews Bay.

The Meadows Course is also picturesque, and its occasionally tight fairways, numerous lakes, and bunkers provide an ever-changing set of challenges. 4701 Bay Point Rd., Panama City Beach, FL, 32408. 850/235–6950 or 877/235–6950. $26–69 for Meadows Course; $34–$109 Nicklaus Course. Nicklaus Course: 18 holes. 7000 yards. par 72; Meadows Course: 18 holes. 6913 yards. par 72.

Scuba Diving

Snorkeling and scuba diving are extremely popular in the clear waters here. If you have the proper certification, you can dive among dozens of ships sunk by the city to create artificial reefs.

Panama City Dive Center. Here you can arrange for instruction, gear rental, and charters. Two-day "Wreck Daze," for those interested in wreck diving, include boat accommodations and guides. 4823 Thomas Dr., Panama City Beach, FL, 32408. 850/235–3390. From $34.